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    NkapFin Utilities - Everyday Services API

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    Deployed on AWS
    Requires an active NkapFin OS Core subscription (subscribe first). Add-on everyday services: airtime, bills, insurance, and government payments across 40+ African countries. Runs inside your licensed NkapFin OS deployment.

    Overview

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    NkapFin Utilities adds everyday services to your financial app. Earn commission on every transaction while providing services your customers use daily.

    Services included:

    • Airtime and data top-up for 30+ operators (MTN, Airtel, Orange, Safaricom, Glo, and more)
    • Bill payments for electricity, water, cable TV, and internet
    • Micro-insurance products (health, life, crops, devices) starting from 1 USD per month
    • Government payments for tax, vehicle registration, and school fees

    Key features:

    • Single API for all services across 40+ African countries
    • Real-time commission tracking and reporting
    • Automatic reconciliation with service providers
    • Webhook notifications for transaction status updates
    • Configurable markup and commission splits

    Requires an active NkapFin OS Core subscription. Deploys as a container alongside your existing NkapFin infrastructure.

    Highlights

    • Prerequisite: NkapFin OS Core. This add-on runs inside your licensed NkapFin OS deployment and is inert without it. . Airtime and data top-up for 30+ operators across Africa. Bill payments for electricity, water, TV, and internet. Single API integration covers all services in 40+ countries.
    • Micro-insurance products starting from 1 USD per month covering health, life, crops, and devices. Government payment integration for tax, registration, and school fees.
    • Earn commission on every transaction with real-time tracking. Automatic reconciliation with providers. Self-hosted in your VPC with configurable markup and commission splits.

    Details

    Delivery method

    Supported services

    Delivery option
    NkapFin Utilities Container

    Latest version

    Operating system
    Linux

    Deployed on AWS
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    Pricing

    NkapFin Utilities - Everyday Services API

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    Pricing is based on the duration and terms of your contract with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.
    Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator  to estimate your infrastructure costs.

    12-month contract (1)

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    Dimension
    Description
    Cost/12 months
    NkapFin Utilities Everyday Services Monthly
    Monthly subscription for NkapFin Utilities providing airtime, bill payments, micro-insurance, and government payments across 40+ African countries.
    $2,388.00

    Vendor refund policy

    No refunds for partial contract periods. Subscriptions may be cancelled with 30 days written notice. SLA credits (up to 30% of monthly fee) are the sole remedy for service availability issues and are applied to the next invoice. For billing inquiries or cancellation requests, contact support@nkapfin.com . Full terms at https://nkapfin.com/legal/terms 

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    Legal

    Vendor terms and conditions

    Upon subscribing to this product, you must acknowledge and agree to the terms and conditions outlined in the vendor's End User License Agreement (EULA) .

    Content disclaimer

    Vendors are responsible for their product descriptions and other product content. AWS does not warrant that vendors' product descriptions or other product content are accurate, complete, reliable, current, or error-free.

    Usage information

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    Delivery details

    NkapFin Utilities Container

    Supported services: Learn more 
    • Amazon ECS
    • Amazon EKS
    Container image

    Containers are lightweight, portable execution environments that wrap server application software in a filesystem that includes everything it needs to run. Container applications run on supported container runtimes and orchestration services, such as Amazon Elastic Container Service (Amazon ECS) or Amazon Elastic Kubernetes Service (Amazon EKS). Both eliminate the need for you to install and operate your own container orchestration software by managing and scheduling containers on a scalable cluster of virtual machines.

    Version release notes

    Deployment chart fixes so the platform starts cleanly (boot secrets and database wiring provisioned by the chart). Container images are unchanged from 1.1.14; this version re-publishes the corrected charts. Includes prior security & fulfillment hardening: fail-closed license signing, tier-resolution fix, marketplace webhook anti-replay, DB-sync production guard, least-privilege IAM, and an optional HTTPS listener.

    Additional details

    Usage instructions

    Prerequisites:

    • NkapFin OS Core must be running and accessible at http://nkapfin-vault:4001/health 
    • PostgreSQL 16+ database (shared with Core or separate)
    • Redis 7+ instance (shared with Core or separate)

    ECS Deployment:

    1. Create a new ECS task definition using this container image
    2. Set container port to 4005
    3. Set environment variables: DATABASE_URL, REDIS_URL, VAULT_URL=http://nkapfin-vault:4001 
    4. Add to the same ECS cluster as NkapFin OS Core
    5. Register with the existing ALB on path /utilities/*

    EKS Deployment:

    1. Create a Kubernetes deployment using this image
    2. Set container port to 4005
    3. Configure environment variables via ConfigMap or Secrets
    4. Create a ClusterIP service named nkapfin-utilities on port 4005
    5. Add ingress rules for /utilities/* path

    Health check endpoint: GET /health (port 4005) API documentation: https://docs.nkapfin.com/utilities/api 

    Support

    Vendor support

    Email: support@nkapfin.com  Documentation: https://docs.nkapfin.com/utilities  Support hours: Monday to Friday, 8AM to 8PM UTC Response time: 4 hours (business hours), 1 hour for critical issues

    AWS infrastructure support

    AWS Support is a one-on-one, fast-response support channel that is staffed 24x7x365 with experienced and technical support engineers. The service helps customers of all sizes and technical abilities to successfully utilize the products and features provided by Amazon Web Services.

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