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    NkapFin Bridge - Payment Rails Engine

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    Deployed on AWS
    Requires an active NkapFin OS Core subscription (subscribe first). Add-on payment rails engine: 30+ connectors with intelligent routing and auto-failover. Runs inside your licensed NkapFin OS deployment.

    Overview

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    NkapFin Bridge is the payment rails engine for NkapFin OS. It connects your platform to 30 payment networks across Africa and global markets with intelligent routing and automatic failover.

    Supported payment rails:

    • Mobile Money: MTN MoMo, M-Pesa, Orange Money, Airtel Money, Wave
    • Regional: PAPSS (pan-African), GIM-UEMOA, GIMAC, AfriGo
    • Global: SWIFT, SEPA, Visa/Mastercard, ACH
    • Aggregators: Flutterwave, Paystack, Stripe, dLocal

    Key features:

    • Intelligent routing with cost optimization and auto-failover
    • Multi-currency settlement across 20+ currencies
    • Real-time transaction tracking and reconciliation
    • Webhook notifications for all payment events
    • PCI DSS compliant architecture

    Requires an active NkapFin OS Core subscription. Deploys as a container alongside your existing NkapFin infrastructure.

    Highlights

    • Prerequisite: NkapFin OS Core. This add-on runs inside your licensed NkapFin OS deployment and is inert without it. .30 payment connectors covering mobile money, regional rails, global networks, and aggregators. Intelligent routing picks the cheapest available path with automatic failover if a provider goes down.
    • Multi-currency settlement across XAF, XOF, NGN, KES, GHS, ZAR, GBP, EUR, USD and 20+ more. Real-time FX rates with configurable markup. Cross-border corridors via PAPSS and SWIFT.
    • Self-hosted in your AWS VPC alongside NkapFin OS Core. Your transaction data never leaves your infrastructure. PCI DSS compliant architecture with end-to-end encryption.

    Details

    Delivery method

    Supported services

    Delivery option
    NkapFin Bridge Container

    Latest version

    Operating system
    Linux

    Deployed on AWS
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    Pricing

    NkapFin Bridge - Payment Rails Engine

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    Pricing is based on the duration and terms of your contract with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.
    Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator  to estimate your infrastructure costs.

    12-month contract (1)

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    Dimension
    Description
    Cost/12 months
    NkapFin Bridge Payment Rails Engine Monthly
    Monthly subscription for NkapFin Bridge providing 30 payment rail connectors with intelligent routing, auto-failover, and multi-currency settlement. Includes mobile money, SWIFT, SEPA, PAPSS, and card networks.
    $3,588.00

    AI Insights

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    Dimensions summary

    You buy NkapFin Bridge on a single monthly subscription. Billing is one flat monthly rate, so there are no separate tiers or instance sizes to choose from. The one price covers 30 payment rail connectors, intelligent routing, auto-failover, and multi-currency settlement. It also includes mobile money, SWIFT, SEPA, PAPSS, and card networks. Because pricing is a fixed monthly unit, your cost stays the same regardless of which connectors or currencies you use. You can add more monthly units to scale, but each unit carries the same rate.

    Top-of-mind questions for buyers

    Each connector links you to one payment corridor, such as mobile money, SWIFT, SEPA, PAPSS, or a card network. Your subscription includes 30 connectors. The routing engine picks a path for each transaction based on amount, destination, and corridor health, then fails over automatically if a route goes down.
    No. You pay one flat monthly rate per unit, regardless of transaction count, corridors used, or settlement currencies. Cross-border transfers, bulk disbursements, and multi-currency settlement all fall under the same fixed unit. To scale beyond one unit's capacity, you add more monthly units at the same rate.
    Yes. The single monthly unit covers multi-currency settlement across the 30 included connectors. It supports cross-border transfers through PAPSS and pre-funded liquidity pools. Collection and bulk disbursement functions are part of the same subscription, so no separate line item applies for these capabilities.
    nkapfin.com
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    Vendor refund policy

    No refunds for partial contract periods. Subscriptions may be cancelled with 30 days written notice. SLA credits (up to 30% of monthly fee) are the sole remedy for service availability issues and are applied to the next invoice. For billing inquiries or cancellation requests, contact support@nkapfin.com . Full terms at https://nkapfin.com/legal/terms 

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    Legal

    Vendor terms and conditions

    Upon subscribing to this product, you must acknowledge and agree to the terms and conditions outlined in the vendor's End User License Agreement (EULA) .

    Content disclaimer

    Vendors are responsible for their product descriptions and other product content. AWS does not warrant that vendors' product descriptions or other product content are accurate, complete, reliable, current, or error-free.

    Usage information

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    Delivery details

    NkapFin Bridge Container

    Supported services: Learn more 
    • Amazon ECS
    • Amazon EKS
    Container image

    Containers are lightweight, portable execution environments that wrap server application software in a filesystem that includes everything it needs to run. Container applications run on supported container runtimes and orchestration services, such as Amazon Elastic Container Service (Amazon ECS) or Amazon Elastic Kubernetes Service (Amazon EKS). Both eliminate the need for you to install and operate your own container orchestration software by managing and scheduling containers on a scalable cluster of virtual machines.

    Version release notes

    Deployment chart fixes so the platform starts cleanly (boot secrets and database wiring provisioned by the chart). Container images are unchanged from 1.1.14; this version re-publishes the corrected charts. Includes prior security & fulfillment hardening: fail-closed license signing, tier-resolution fix, marketplace webhook anti-replay, DB-sync production guard, least-privilege IAM, and an optional HTTPS listener.

    Additional details

    Usage instructions

    Prerequisites:

    • NkapFin OS Core must be running and accessible at http://nkapfin-vault:4001/health 
    • PostgreSQL 16+ database (shared with Core or separate)
    • Redis 7+ instance (shared with Core or separate)

    ECS Deployment:

    1. Create a new ECS task definition using this container image
    2. Set container port to 4002
    3. Set environment variables: DATABASE_URL, REDIS_URL, VAULT_URL=http://nkapfin-vault:4001 
    4. Add to the same ECS cluster as NkapFin OS Core
    5. Register with the existing Application Load Balancer on path /bridge/*

    EKS Deployment:

    1. Create a Kubernetes deployment using this image
    2. Set container port to 4002
    3. Configure environment variables via ConfigMap or Secrets
    4. Create a ClusterIP service named nkapfin-bridge on port 4002
    5. Add ingress rules for /bridge/* path

    Health check endpoint: GET /health (port 4002) API documentation: https://docs.nkapfin.com/bridge/api 

    The container includes a wait-for-core init check that verifies NkapFin OS Core is reachable before starting. It retries 30 times over 5 minutes.

    Support

    Vendor support

    Email: support@nkapfin.com  Documentation: https://docs.nkapfin.com/bridge  Support hours: Monday to Friday, 8AM to 8PM UTC Response time: 4 hours (business hours), 1 hour for critical issues

    AWS infrastructure support

    AWS Support is a one-on-one, fast-response support channel that is staffed 24x7x365 with experienced and technical support engineers. The service helps customers of all sizes and technical abilities to successfully utilize the products and features provided by Amazon Web Services.

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