Auth allows you to request a user's checking, savings, or cash management account and routing number, making it easy for you to initiate credits or debits via ACH, wire transfer, or equivalent international networks. For example, your app might allow users to accumulate a credit balance that they can cash out to a bank account, or it might allow users to pay you using their bank account information (pay by bank). With Auth, a user can provide this information in a frictionless way, simply by authenticating into their bank account.
Highlights
Maximize conversion with an improved user experience proven to convert 23% higher in head-to-head tests.
Never miss a connection by linking checking and savings accounts in as little as 7 seconds.
Expand your capabilities to easily power more use cases like pay by bank, lending and more to unlock new revenue streams.
AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
Pricing is based on the duration and terms of your contract with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
This listing offers one pricing dimension, Auth, billed on a contract basis and available through private offers only. You purchase in Units, so pricing scales with the number of units you commit to. Each unit covers instant bank account verification, letting you confirm account and routing details in real time for uses like account funding, pay-by-bank, and loan repayments. There are no separate tiers or instance sizes to choose between. Because this is a private offer, the specific unit terms and volume are set through direct arrangement with the vendor.
Top-of-mind questions for buyers
What counts as one Unit for billing purposes?
A Unit maps to a bank account verification through the Auth product. Each time you connect to a customer's bank and confirm their account and routing details, that verification draws from your committed Units. Verification works across checking and savings accounts at U.S. financial institutions.
What can I do with a verified account beyond confirming it exists?
Each verification retrieves account and routing numbers so you can set up ACH transfers from any U.S. bank or credit union. You can use it for account funding, pay-by-bank, and loan repayments. It also supports EFT payments with access to institution and branch numbers.
Does Auth include fraud detection or balance checks, or only account verification?
This dimension covers instant bank account verification only. It confirms account and routing details in real time. Fraud detection, balance checks, and return-risk scoring are separate capabilities offered through other products. For those specific features, contact the vendor to confirm what is included in your offer.
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Contact us through Private Offer for pricing options.
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This product has charges associated with it for hardening, security configuration, and support.
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