Xcapit: Next-Gen Smart Credit Infrastructure

Leveraging AWS services and the power of Blockchain technology, our self-executable guarantee enables lenders to bypass or complement traditional credit scores, unlocking massive access to credit for underbanked individuals.

Xcapit offers a secure and auditable blockchain-based smart escrow service, providing credit providers with a robust infrastructure to offer credit in local currency. By leveraging our solution, lenders can expand their credit portfolios and reach new markets without increasing their risk. Our innovative approach complements or replaces traditional credit scoring methods, revolutionizing credit provision in the industry.

What sets our solution apart is its unique features. Our self-executable guarantee ensures 100% liquidity, eliminating delays in payment or uncollectibility concerns. With customizable business rules, credit providers have full control over the lending process. Our open-source software allows for easy verification of the process's operation and transparency, guaranteeing an auditable and trustworthy environment. The decentralized nature of the blockchain ensures a transparent and secure process throughout.

Integrating Xcapit brings numerous benefits to credit providers. Experience an enhancement in the conversion rate of new customers and an increase in the amount of credits issued, all while effectively managing risk. Enjoy reduced costs and improved efficiency in credit management and approval processes, streamlining operations and boosting overall productivity. By embracing our innovative solution, you position your financial institution as an industry leader, attracting users seeking cutting-edge solutions and solidifying your competitive edge.

We use AWS tools to provide quality fintech consulting services:

• Amazon EC2  and Amazon EKS:  We utilize Amazon EC2 for running self-hosted services like Chainlink Nodes, fetching off-chain data crucial to our escrow process. Additionally, we rely on Amazon EKS to manage containerized services within our escrow solution. By leveraging EC2 and EKS, we ensure high availability, scalability, and security for our self-hosted and containerized services, seamlessly integrating off-chain data into our escrow solution.
• Amazon RDS : We use Amazon RDS to manage and ensure the integrity and availability of critical financial data.
• Amazon S3:  We rely on Amazon S3 as a scalable and secure storage solution for transactional data, audit logs, and important documents.