Sold by: Equifax
Deployed on AWS
Market intelligence on auto dealer lending trends and performance
Overview
Auto lending is different from other types of lending because it involves a critical factor that other lending types do not: dealerships. To remain competitive, lenders need better visibility into the performance of their dealer network to strengthen relationships with those that have the highest potential.
Tradesight is designed to help automotive lenders do just that: better understand dealer performance and risk, identify potential new dealers, and benchmark against competitors. The solution combines Equifax credit and firmographic data with dealer and vehicle data from third-party sources, delivering market and transaction-level insights that can reveal business opportunities and inform strategies.
The dataset includes more than 80 million individual auto loan tradelines and is based on loans/leases booked within the most recent 48 months. It includes:
-
Individual loan performance
-
Dealership performance and firmographics
-
Vehicle registration data
-
Black Book data
Lenders can evaluate dealer performance individually or in aggregate with tradeline-level insight into specific dealer performance indicators, including details such as APR, term, loan vintage, origination score, delinquency, write-offs, prepayment, and loan to value (LTV).
Tradesight offers an easy way to benchmark performance against competitors with visibility into a lender's own booked, approved but not booked, and declined loan/lease data PLUS those loans/leases not presented to their institution*. Lenders can view high-level volume and share trends at 100% market coverage as well as dealer and lender volume by market.
Available as a full file or a subset based on the lender's specific criteria. More than 70 data fields can be easily filtered by lender, dealer, geography, score band, vehicle make, loan vintage, loan or lease specifications, and more.
Subset of Fields Included:
- Date Opened, Date Closed
- Loan Indicator
- VantageScore 3.0
- Inquiry
- Vehicle Type
- Segment
- Manufacturer
- Lender Name, Lender Type
- Dealer Name, Dealer Address
- APR
- Vehicle Value at Origination
- Vehicle Value Current
- Loan to Value Ratio
Example Use Cases:
- Competitive Benchmarking: Understand your market position and identify areas where you can outperform competitors.
- Credit Risk Management: Refine your underwriting criteria and risk assessment models to minimize losses and maximize profitability.
- Market Expansion: Identify and evaluate new market opportunities to expand your reach and grow your business.
- Dealer Relationship Management: Strengthen relationships with high-performing dealers and identify potential risks associated with specific dealerships.
- Sales and Marketing: Support sales and marketing efforts by optimizing dealer relationships and loan offerings to remain competitive and win the market.
*In accordance with DMV privacy laws.
Details
New
Introducing multi-product solutions
You can now purchase comprehensive solutions tailored to use cases and industries.
Features and programs
Financing for AWS Marketplace purchases
AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
Pricing
This product is available free of charge. Free subscriptions have no end date and may be canceled any time.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
Dimensions summary
This listing is a free demo/sample with one pricing dimension: Product Access, measured in Units. This single dimension grants subscribers access to the product at no charge. There are no tiers, instance sizes, or usage add-ons to compare. The Units measure simply controls access rather than scaling cost, since the product is offered free. You subscribe to gain access and can explore how the tool presents auto loan tradeline data before engaging the vendor's sales team for a full offering.
Top-of-mind questions for buyers
One Product Access Unit gives a subscriber entry to the demo or sample product at no charge. The Unit controls access rather than metering usage. Since this is a free demo, adding Units does not scale any cost. You subscribe to explore how the tool presents auto loan tradeline data.
No. This is a free demo/sample, so your cost stays at zero regardless of how much you use it or how many Units you access. There are no tiers, overage points, or usage thresholds that trigger charges. To move beyond the demo, you connect with the vendor's sales team.
The demo lets you see how the tool presents auto loan tradeline data, dealer performance views, and lending trend benchmarks. It is a sample, so the full data set and production capabilities are not included here. You engage the vendor's sales team to access the complete offering.
www.equifax.com
Helpful?
Vendor refund policy
No refunds are offered for this product.
Legal
Vendor terms and conditions
Upon subscribing to this product, you must acknowledge and agree to the terms and conditions outlined in the vendor's End User License Agreement (EULA) .
Content disclaimer
Vendors are responsible for their product descriptions and other product content. AWS does not warrant that vendors' product descriptions or other product content are accurate, complete, reliable, current, or error-free.
Delivery details
AWS Data Exchange (ADX)
AWS Data Exchange is a service that helps AWS easily share and manage data entitlements from other organizations at scale.
Additional details
You will receive access to the following data sets.
Data set name | Type | Historical revisions | Future revisions | Sensitive information | Data dictionaries | Data samples |
|---|---|---|---|---|---|---|
Trade Sight (Demo/Sample) | All historical revisions | All future revisions | Not included | Not included |