Treasury Liquidity

Deloitte’s AI-Enabled Cash and Liquidity Management Solution can transform treasury operations by automating and enhancing cash and liquidity management. AI agents forecast cash inflows using machine learning models that analyze AR aging, collection patterns, and sales forecasts, while outflow scheduling is optimized to take advantage of payment discounts and manage float. Working capital modeling is dynamically driven by operational data, capturing trends in DSO, DPO, and inventory turns to provide accurate projections of cash impacts. Scenario analysis is elevated with Monte Carlo simulations, enabling probabilistic forecasts under a range of business conditions and stress scenarios. Credit facility monitoring is continuous, with AI tracking headroom, utilization, and covenant compliance in real time. The solution also optimizes short-term investment of excess cash, balancing return and liquidity needs, and predicts funding requirements with confidence intervals to help ensure proactive capital planning. Bank fee analysis is automated, with AI identifying opportunities for fee reduction and optimal account structures. Cash pooling management is optimized to minimize costs and maximize efficiency, whether using notional or physical pooling structures. Liquidity reporting can be transformed with dynamic dashboards that provide predictive analytics and real-time insights for management and lenders. Finally, the solution stress-tests liquidity positions and updates contingency plans, confirming that backup facilities and crisis protocols are current. By orchestrating and enhancing the treasury workflow, Deloitte’s solution can deliver greater efficiency, actionable insights, and risk management for organizations facing complex liquidity challenges. This agent(s) will be deployed and configured using AWS Generative AI services by Deloitte Consulting Services.