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    You.com Finance Research API

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    Sold by: You.com 
    Deployed on AWS
    Agentic financial research across licensed data from S&P Global, QUODD, FRED, and SEC. Runs multi-step search, reconciles conflicting sources, and cross-verifies findings to return accurate, cited answers with every figure traced to its primary source.
    4.4

    Overview

    The You.com  Finance Research API researches financial questions and returns a cited, source-verified answer ready to render in a UI or feed into downstream processing. It autonomously plans a search strategy, reads across relevant financial sources, cross-references findings, and synthesizes everything into a structured response.

    The API searches a purpose-built financial index covering public-company filings (S&P Global, SEC/EDGAR), macroeconomic indicators (FRED, BLS, BEA, Eurostat, World Bank, IMF, OECD), market and benchmark data (QUODD, NASDAQ), and derived calculations with every input retrieved, aligned, and cited before the calculation runs. This is licensed and institutional-grade data, not scraped approximations.

    When sources conflict, the API reconciles them. Ask for Apple's Q3 2025 revenue and one source reports Apple's fiscal Q3 (ending June), another reports calendar Q3 (ending September), and a third converts the USD figure to EUR. The API matches the exact period and definition you asked for, discards the others, and cites the primary source.

    On FinSearchComp (arXiv 2509.13160), a benchmark built by 70+ finance experts, the Finance Research API scores 87.29% accuracy on historical financial lookup, more than 14 points ahead of the next best system at any price point.

    The Finance Research API is built on You.com 's Research API, which also powers general-purpose research and search capabilities for non-financial use cases.

    Highlights

    • Highest accuracy on expert-built financial benchmarks Scores 87.29% on FinSearchComp's historical lookup benchmark (T2), more than 14 points ahead of the next closest system. On complex multi-step investigations (T3), scores 60.71%. Both results lead the benchmark across all tested systems.
    • Licensed financial data with source-level citations Searches licensed data from S&P Global, QUODD, FRED, SEC/EDGAR, IMF, World Bank, and institutional feeds. Every figure in every response includes an inline citation mapped to a source URL that compliance teams and end users can verify.
    • Enterprise-grade infrastructure SOC2-certified with zero data retention, 99.99% uptime SLA, and compatibility with AWS services including SageMaker, Lambda, and EC2. Currently serving 1B+ queries monthly across 3,000+ enterprise customers, including 57% of the Fortune 500.

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    Pricing

    You.com Finance Research API

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    Pricing is based on actual usage, with charges varying according to how much you consume. Subscriptions have no end date and may be canceled any time.
    Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator  to estimate your infrastructure costs.

    Usage costs (2)

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    Dimension
    Description
    Cost/unit
    Deep
    $110 per 1k Calls -Difficult filings,conflicting sources,exact macro/statistical values
    $110.00
    Exhaustive
    $500 per 1k Calls -High-value multi-source investigations where accuracy justifies latency
    $500.00

    AI Insights

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    Dimensions summary

    This API bills by usage, priced per 1,000 calls. You choose one of two research effort levels, and the level you pick sets the rate. The Deep tier fits questions involving tricky filings, conflicting sources, or exact macro and statistical values. The Exhaustive tier fits high-value, multi-source investigations where accuracy justifies longer response times. Higher effort allocates more compute for deeper source reading and cross-referencing, so the Exhaustive tier costs more per 1,000 calls. You pay only for the calls you make at each level, with no upfront commitment.

    Top-of-mind questions for buyers

    One call is a single financial research request you send to the API. Each request accepts a question up to 40,000 characters. The API runs multiple internal searches, reads sources, and returns one synthesized answer. You are billed per 1,000 of these requests at the rate for the effort level you select.
    You set the effort level per request using the research_effort parameter. Deep handles most financial questions, such as earnings summaries and multi-company benchmarks. Exhaustive runs more searches and cross-referencing for full filing analysis and complex cross-market work, at longer response times. Switching to Exhaustive changes only that request's rate, since each call bills at its chosen level.
    This API returns synthesized, cited research answers, not a structured data feed. It does not provide raw price exports, tick-by-tick streams, or JSON financial data for quantitative modeling. It also does not support domain filtering or structured JSON output. For those needs, a different tool or dedicated data provider fits better.
    you.com
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    Usage information

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    Delivery details

    API-Based Agents & Tools

    API-Based Agents and Tools integrate through standard web protocols. Your applications can make API calls to access agent capabilities and receive responses.

    Additional details

    Usage instructions

    API

    Getting Your API Key: After subscribing, you will receive your API key within 48 hours via the email associated with your AWS Marketplace account. You can also generate and manage keys yourself at any time at you.com/platform/api-keys (Create API Key → copy the key immediately, as it is only shown once).

    Authentication All requests require an API key passed in a custom header - this is not a Bearer token:

    X-API-Key: <YOUR_API_KEY> Content-Type: application/json There is no OAuth flow or token exchange. The key is a static string generated on the Platform and used directly on every request. Endpoint

    POST https://api.you.com/v1/finance_research  Request Body Parameter Type Required Description input string Yes The financial research question (max 40,000 characters) research_effort string No deep (default) or exhaustive. deep: multi-source analysis, <120s latency, $110/1k requests — best for earnings summaries, comparisons, regulatory research. exhaustive: full due-diligence depth, <300s latency, $500/1k requests — best for full 10-K analysis or cross-market research. Example Request (curl)

    curl -X POST https://api.you.com/v1/finance_research 
    -H "X-API-Key: $YDC_API_KEY"
    -H "Content-Type: application/json"
    -d '{ "input": "What were the key drivers of NVIDIA'''s (NVDA) revenue growth in fiscal year 2025?", "research_effort": "deep" }' Response Schema A 200 response returns a JSON object with an output field containing the synthesized, cited answer:

    { "output": { "content": "NVIDIA's fiscal 2025 revenue growth was driven primarily by Data Center accelerated-computing and AI demand: total revenue was $130.5 billion, up 114%...[[1]]", "content_type": "text", "sources": [ { "url": "https://nvidianews.nvidia.com/news/nvidia-announces-financial-results-for-fourth-quarter-and-fiscal-2025 ", "title": "NVIDIA Announces Financial Results for Fourth Quarter and Fiscal 2025" } ] } }

    Field Type Description output.content string Markdown-formatted answer with inline citation tags (e.g. [[1]]) referencing the sources array output.content_type string Always "text" output.sources array Each item includes the url and title of a source the API read and cited Error Codes

    HTTP Status Code Meaning Example Body 401 unauthorized Missing, invalid, or expired API key {"detail": "API key is required"} or {"detail": "Invalid or expired API key"} 402 payment_required Account has run out of credits {"detail": "Insufficient credits"} 403 forbidden API key lacks the required scope for this endpoint {"detail": "Missing required scopes"} 404 agent_not_found / agent_not_supported_yet Referenced agent/resource does not exist or is unsupported — 422 invalid_request Invalid or conflicting request parameters {"error": "invalid request parameter(s)"} 429 rate_limited Too many requests sent in a given period; back off and retry after the interval indicated by the response {"detail": "Rate limit exceeded"} 500 Internal Server Error Failure in auth/authorization middleware or an unexpected server-side error {"detail": "Internal authentication error"} For the complete, most current error reference, see you.com/docs/error-handling/error-code-reference.

    Notes

    The Finance Research API queries a finance-optimized index (earnings, SEC filings, analyst coverage, market/macro data) rather than the open web, and does not support source_control or output_schema — use the general Research API if you need domain filtering or structured JSON output. All new accounts receive $100 in free credits. Full quickstart, SDKs (Python, TypeScript), and MCP/framework integrations: you.com/docs/finance-research/overview

    Support

    Vendor support

    Contact us here at : https://you.com/support/contact-us 

    Documentation, API reference, and integration guides at

    https://you.com/docs/finance-research/overview 

    LangChain Integration: langchain-youdotcom package

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    Ratings and reviews

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    4.4
    20 ratings
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    1 star
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    20 external reviews
    External reviews are from G2 .
    Luca P.

    Enterprise AI Search Infrastructure

    Reviewed on Jan 31, 2026
    Review provided by G2
    What do you like best about the product?
    The Search API represents what I consider to be the crown jewel of You.com's offering. Unlike traditional search APIs that were designed primarily for human consumption and then awkwardly retrofitted for machine use, You.com's Search API was architected from the ground up with retrieval-augmented generation (RAG) pipelines and agentic workflows as the primary use case. This distinction might seem subtle on paper, but in practice, it translates to a fundamentally different experience when integrating search capabilities into AI applications.

    The real-time accuracy of the Search API is something I have come to rely on heavily in my production environments. Every result returned comes with citation backing, which means that when my AI agents make assertions or provide information to end users, there is a verifiable trail back to authoritative sources. This citation-backed approach eliminates one of the most persistent problems in AI development: the hallucination problem. When an AI system confidently states incorrect information, it erodes user trust and can have serious consequences depending on the application domain. You.com's commitment to grounding results in verifiable, real-time data addresses this concern at the infrastructure level rather than leaving developers to implement their own verification systems.

    The latency characteristics of the Search API deserve special mention because they directly impact the user experience of any application built on top of it. With a p99 latency of approximately 300 milliseconds, which the platform benchmarks as being roughly twice as fast as competing solutions, I have found that my applications feel genuinely responsive. In agentic workflows where multiple search queries might be executed in sequence as an agent reasons through a complex problem, the cumulative effect of this latency advantage becomes quite pronounced. What might feel like a sluggish, multi-second pause with other providers becomes a fluid, conversational experience with You.com.




    One of the most thoughtful aspects of You.com's engineering is how the API returns data in formats that are optimized for LLM consumption. Rather than returning raw HTML or unstructured text that requires extensive preprocessing, the Search API delivers structured, context-rich data that can be fed directly into prompt templates or RAG pipelines. This design decision saves considerable development time because I do not need to build and maintain complex parsing logic to extract meaningful information from search results.

    The structured nature of the responses also improves the consistency of downstream AI outputs. When the context provided to an LLM is well-organized and clearly delineated, the model can more effectively leverage that information in generating responses. I have observed measurably better performance in my applications since switching to You.com, particularly in scenarios where the AI needs to synthesize information from multiple search results to answer complex, multi-faceted questions.




    The vertical indexes feature represents a sophisticated approach to enterprise search that goes beyond generic web crawling. These curated, domain-specific indexes are designed to feed AI systems with structured, real-time intelligence tailored to specific industries and use cases. What I appreciate most about this approach is the recognition that not all information is equally relevant for all applications. When building AI solutions for specialized domains, the ability to tap into vertical indexes that have been pre-filtered and organized for that domain dramatically improves result quality. Generic search engines return results across all possible domains, which means that an AI system needs to do additional work to identify which results are actually relevant to its specific context. With vertical indexes, that filtering has already been done, and the AI can focus its computational resources on higher-level reasoning rather than basic relevance determination.

    The customization capabilities within the vertical index system add another layer of flexibility. I can tailor indexes to my specific use case by selecting and excluding sources, which gives me fine-grained control over the information landscape that my AI systems operate within. This is particularly valuable in enterprise contexts where there may be specific sources that are known to be authoritative or, conversely, sources that should be excluded for compliance or quality reasons.

    The real-time data ingestion and enrichment that powers the vertical indexes ensures that my AI systems never operate on outdated information. In fast-moving domains like financial services, healthcare, or technology, even information that is a few hours old can be stale and potentially misleading. You.com's commitment to real-time intelligence means that I can build applications that are always operating with the freshest available data.





    The scale at which You.com operates provides strong evidence of the platform's enterprise readiness. Processing over one billion API calls monthly demonstrates that the infrastructure has been stress-tested under real-world conditions that far exceed what most individual applications would demand. This scale also means that the platform has likely encountered and resolved edge cases and failure modes that smaller providers simply have not experienced yet.

    The uptime statistics, with over 10 million daily queries served at 99.99% availability, give me confidence that You.com can be a reliable dependency in production systems. When building applications that businesses or end users rely on, the availability of underlying infrastructure is a critical consideration. A search API that goes down takes the entire application with it, so the demonstrated reliability of You.com's infrastructure is not just a nice-to-have but a fundamental requirement for enterprise adoption.

    The penetration into Fortune 500 companies, with 57% of these organizations apparently leveraging You.com's capabilities, serves as a strong signal of enterprise trust. Large organizations have rigorous vendor evaluation processes that examine everything from technical capabilities to security posture to financial stability. The fact that You.com has passed these evaluations for a majority of the world's largest companies suggests that the platform meets the stringent requirements of enterprise IT procurement.





    Learning about the partnerships that You.com has established with industry leaders like DuckDuckGo, Alibaba, and Amazon provided additional validation of the platform's technical credibility. These are not organizations that enter into partnerships lightly, and the fact that they have chosen to leverage You.com's APIs to deliver real-time, accurate insights suggests that the technology has been vetted by some of the most sophisticated technical organizations in the world.

    The specific example of DuckDuckGo using the Search API to power breaking news is particularly illustrative. DuckDuckGo is a company that has built its reputation on privacy and quality, and their selection of You.com for this critical functionality indicates that the Search API meets very high standards for both data quality and system reliability.





    The overall developer experience when working with You.com's APIs reflects a thoughtful approach to API design that balances power with usability. The documentation is comprehensive, the response formats are predictable and well-documented, and the error handling provides sufficient detail to diagnose and resolve issues quickly. As someone who has integrated numerous APIs over the years, I have developed an appreciation for providers who invest in the developer experience, and You.com clearly falls into this category.

    The fact that over 100,000 agents have been built on the platform suggests a healthy developer ecosystem. This volume of development activity typically correlates with good documentation, helpful community resources, and responsive technical support. When I encounter questions or issues, there is a reasonable expectation that others have faced similar challenges and that solutions or workarounds are available.





    You.com's positioning as "The Search API for the agentic era" reflects a forward-looking vision that aligns with where AI development is clearly heading. Agentic AI systems, where AI models autonomously execute multi-step plans and interact with external tools and APIs, represent the next frontier of artificial intelligence applications. Building infrastructure specifically for this paradigm, rather than adapting legacy search technology, positions You.com to be a foundational component of next-generation AI applications.

    The optimization for retrieval-augmented generation is another technical decision that demonstrates foresight. RAG has emerged as one of the most effective techniques for grounding LLM outputs in factual information and reducing hallucinations. By building an API that is specifically optimized for RAG workflows, You.com has created a product that slots naturally into the architectures that AI developers are already adopting.
    What do you dislike about the product?
    The vertical index customization capabilities, while powerful, come with a learning curve that can be challenging for teams that are new to the platform. The process of selecting and excluding sources, configuring domain-specific parameters, and optimizing indexes for particular use cases requires a level of expertise that is not immediately intuitive. While the documentation provides guidance, I found that achieving optimal configuration for my specific use cases required considerable experimentation and iteration.

    For teams that are under pressure to deliver quickly, this learning curve can translate to extended implementation timelines. I would appreciate more guided workflows or wizards that help users configure vertical indexes based on their stated objectives, perhaps with recommended configurations for common use cases that can serve as starting points for customization.





    The enterprise-focused nature of You.com's business model means that pricing information is not always readily available on the public website. For smaller organizations or individual developers who are evaluating the platform, this lack of transparent pricing can be a barrier to adoption. I understand that enterprise pricing often involves custom negotiations based on volume and specific requirements, but having at least a general sense of cost ranges would help in initial evaluation and budgeting conversations.

    Additionally, as usage scales, I have found it challenging to predict costs accurately in advance. The API call-based pricing model means that costs are directly tied to usage patterns, which can vary significantly depending on how end users interact with applications. More sophisticated cost estimation tools or spending alerts would help me manage budgets more effectively and avoid unexpected charges.
    What problems is the product solving and how is that benefiting you?
    Adopting this AI search infrastructure has addressed core challenges that previously hindered my development work.

    The stale data problem is effectively gone. My applications now operate with current information rather than snapshots from hours or days ago, which has drastically improved user trust, especially in time-sensitive domains like finance and news.

    Hallucination-related issues have dropped significantly. Citation-backed results mean my AI outputs are grounded in verifiable sources, transforming user confidence and reducing support tickets related to incorrect information.

    Development timelines have accelerated considerably. The LLM-optimized output format eliminates the need for complex parsing pipelines, letting me focus on application logic rather than data transformation. Less custom code also means fewer bugs and simpler maintenance.

    Application responsiveness has improved noticeably. Low latency across sequential API calls in agentic workflows keeps cumulative delays imperceptible to users, directly boosting engagement metrics.

    From an operational standpoint, production reliability concerns have diminished. The 99.99% uptime and billion-call monthly volume provide genuine peace of mind that the infrastructure will not be the weak link in my stack.

    The vertical indexes have enabled domain-specific accuracy that would have been extremely difficult to achieve with generic search. My AI applications deliver more relevant responses without noise from unrelated domains.

    Finally, building on infrastructure designed for the agentic AI era means my architecture is future-proofed. The patterns that work today will remain relevant as AI capabilities advance, avoiding the accumulation of technical debt that would otherwise need addressing later. 🚀
    Prashant K.

    Enhanced AI search experience

    Reviewed on Apr 24, 2024
    Review provided by G2
    What do you like best about the product?
    Best search engine to be integrated through AI capabilities which makes search more refine and shows efficient result
    What do you dislike about the product?
    Paid subscription is a little costly it should be as per the area market standards
    What problems is the product solving and how is that benefiting you?
    Not getting what I am searching so it made my search experience better
    Rahul R.

    good and responsive AI

    Reviewed on Nov 13, 2023
    Review provided by G2
    What do you like best about the product?
    it's similar like a gpt3 but its have more advantages then gpt, like its act like a google search in gpt we can get result only by in an text form its have lot of limitation manual search and exploration not ppossible in gpt but its a best alternative for that it suggest a images, videos, news, map and so ather extra related result over with our question its now done prtty smart job
    What do you dislike about the product?
    nothing like dislike about this but this too have some time delay problem when progressing the result other then that its cool
    What problems is the product solving and how is that benefiting you?
    im useing this just to search the thing and for learning perpose and for web search it give me a result more accurate more relatable results than the other search engines its simply save my efforts
    Dhruvil D.

    Works great while doing research

    Reviewed on Nov 09, 2023
    Review provided by G2
    What do you like best about the product?
    YouChat helps me with the research process. it provides me with appropriate answers related to my research content. Most of the time their answer are accurate except few.
    What do you dislike about the product?
    Sometimes because of excess traffic, the site may take more time than needed.
    What problems is the product solving and how is that benefiting you?
    YouChat helps mainly with providing relevant information for research
    kartik m.

    YouChat: Revolutionizing Search with Summarized AI Insights

    Reviewed on Oct 25, 2023
    Review provided by G2
    What do you like best about the product?
    YouChat's AI-powered search delivers succinct answers, eliminating the need to sift through countless web pages. The convenience it offers is unmatched.
    What do you dislike about the product?
    While powerful, there might be occasions where users seek more in-depth information and could benefit from links or references to original sources.
    What problems is the product solving and how is that benefiting you?
    YouChat tackles the time-consuming task of browsing multiple websites for answers. With its AI-driven summaries, users get prompt, relevant responses, streamlining their online search experience.
    View all reviews