Bdeo platform detects and analyses the state of the vehicle at a specific moment thanks to Artificial Intelligence, remotely and via the insured's smartphone, to speed up policy underwriting.
Bdeo Platform for underwriting streamlines the auto policy underwriting process, shortening terms and reducing costs. Here's a breakdown of Bdeo's features:
Evidence Capture: Bdeo's Visual Intelligence technology enables guided collection of damage evidence through SmartPhoto or SmartVideo tools directly on the user's smartphone. This process doesn't require downloading an app and can be initiated via SMS. AI algorithms are employed for fraud detection by contrasting collected evidence with geolocation using GPS coordinates. The image capture system includes customizable templates and flows, with API integration available for third-party platforms.
Damage Verification and Analysis: Bdeo's Visual Intelligence engine analyzes captured evidence down to the pixel, identifying and assessing damage type, location, severity, and extent. It also detects vehicle brand and model, damaged parts, affected surfaces, damage types, and severities. Additionally, it can capture and decode VIN and license plate information through OCR.
Cost Estimation and Policy Recommendation: Bdeo automates deductible recommendations based on evidence analysis, offering real-time recommendations tailored to insurers' business rules. Intelligent rules are employed for automated decisions during insurance underwriting.
Highlights
Bdeo platform detects and analyses the state of the vehicle at a specific moment thanks to Artificial Intelligence, remotely and via the insured's smartphone, to speed up policy underwriting.
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You buy this platform under a contract based on the number of vehicle inspections you expect to run. Four tiers scale by inspection volume: Tier 1 covers up to 10,000 inspections, Tier 2 up to 20,000, Tier 3 up to 50,000, and Tier 4 up to 100,000. Each tier sets a volume ceiling, so you choose the level that matches your expected motor underwriting activity. As your inspection needs grow, you move to a higher tier. All tiers deliver the same platform; only the included inspection capacity changes.
Top-of-mind questions for buyers
What counts as one vehicle inspection for billing purposes?
An inspection is one remote assessment of a vehicle's condition. A policyholder captures photos or joins a video call from a smartphone, without installing an app. The platform then detects damage, reads the VIN and license plate, and recommends a deductible. Each vehicle assessed uses one inspection from your tier's included count.
What happens if my inspections exceed my tier's ceiling during the contract?
Each tier sets a volume ceiling: Tier 1 up to 10,000, Tier 2 up to 20,000, Tier 3 up to 50,000, and Tier 4 up to 100,000 inspections. To cover more inspections than your tier allows, you move to a higher tier. Contact the vendor to confirm how overage beyond a tier ceiling is handled.
Do the higher tiers add features, or only more inspection capacity?
The tiers differ only by included inspection volume, not features. Every tier delivers the same platform: guided evidence collection, damage detection and analysis, VIN and license plate reading, and deductible recommendation based on your business rules. You choose the tier by expected inspection count, not by capability.
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Bdeo platform for motor claims streamlines the management and resolution of vehicle claims through Visual Intelligence, which analyses the condition of the vehicle using visual evidence and speeds up decision-making.
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