Paydoff is an AI-powered recovery automation platform that helps lenders, credit unions, and collection agencies recover more from past-due accounts through omnichannel engagement, behavioral segmentation, and 24/7 self-service. No headcount increase required.
Paydoff is an AI powered collections engagement platform that helps collection agencies, financial institutions, and enterprises modernize debt recovery operations. Through automated workflows, compliance aware multichannel outreach, and seamless self service payment options, the platform increases recovery rates by 30%+, reduces operational costs by 60%, and improves debtor experiences. Designed for enterprise scale performance, Paydoff manages the entire collections lifecycle with real time insights, enterprise grade security, and scalable cloud infrastructure.
The platform combines intelligent automation with advanced compliance and integration capabilities to streamline operations and maximize efficiency. Paydoff delivers personalized engagement across SMS, email, voice, WhatsApp, RCS, and 100+ digital channels while predictive decisioning engines optimize contact timing and messaging. White labeled self service portals allow debtors to make payments, manage plans, and resolve disputes without agent assistance. Native integrations with CRMs, billing systems, payment gateways, and collections platforms enable seamless data synchronization, while built in safeguards support compliance with TCPA, FDCPA, CFPB, and other regulatory requirements.
Paydoff delivers measurable business outcomes through automation, analytics, and operational agility. Clients achieve significant improvements in recovery rates, agent productivity, and payment conversions while reducing compliance risks and operational overhead. Real time dashboards and predictive analytics provide executives with visibility into portfolio performance, channel effectiveness, and ROI, enabling smarter strategic decisions. Across industries including financial services, healthcare, utilities, and fintech, organizations consistently realize up to 5x ROI within 12 months while scaling to millions of accounts with reliable, compliant performance.
Highlights
Recover 10x more than traditional phone call strategies using AI-driven omnichannel engagement and automated behavioral segmentation.
Go live in days with a 24/7 white-labeled self-service portal that puts consumers in control and reduces agent handling time from day one.
Built-in compliance automation and PCI compliance reduce regulatory risk while machine learning models continuously improve recovery performance over time.
AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
This listing has a single pricing dimension: a free trial. You pay nothing to access the platform under this option. There are no tiers, instance sizes, or usage add-ons to choose from. Billing does not scale with quantity or usage. The free dimension gives you access to the repayment automation platform so you can test its collection and consumer engagement capabilities before committing to a paid arrangement.
Top-of-mind questions for buyers
What does the free dimension give me access to during the trial?
You get access to the repayment automation platform at no charge. This includes automated consumer messaging across multiple channels, a white-labeled self-service portal, integrated payment channels, and reporting. You can test how the platform engages past-due consumers and manages repayment arrangements before moving to a paid arrangement.
Does my cost change based on how many consumers or messages I process during the trial?
No. The free dimension does not scale with usage or quantity. You are not billed based on the number of consumers uploaded, messages sent, or payments recovered. There are no overage charges or usage thresholds. The trial stays at no cost regardless of activity.
What integrations can I connect during the free trial?
You can connect payment processing, loan management systems, API web services, and secure batch file transfers. Flexible triggers let you route past-due consumers into automated collection workflows. These integrations link the platform with your core system of record so you can test end-to-end recovery flows.
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For customer support, contact us at 877-360-6637 or email contact@paydoff.com
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