Sold by: Akua
Deployed on AWS
Cloud-native, AI-powered payment processing platform for Emerging Markets. Built for PayFacs, PSPs, banks, and fintechs that need enterprise-grade acquiring infrastructure without legacy complexity.
Overview
Akua is a cloud-native, AI-powered payment processing platform designed for the demands of emerging markets' payment ecosystems. Built from the ground up without legacy infrastructure, Akua operates as both an acquirer processor and an acquirer, connecting directly to Visa and Mastercard networks with 99.999% uptime guaranteed through an active-active architecture across 6 simultaneous datacenters. With capacity for 55M+ daily transactions, auto-scaling infrastructure, and a 100% API-first design, Akua enables PayFacs, PSPs, banks, fintechs, and ecommerce platforms to process payments at enterprise scale without the complexity, cost, or time-to-market limitations of traditional payment processors. From kickoff to production in as few as 14 days. Akua's platform covers the full payment stack through 50+ modular services: online payments, card-present (POS, SmartPOS, Tap to Phone), payment links, checkout, recurring billing, multi-rail processing, network tokenization, PAN tokenization, 3DS authentication, settlement and clearing, reconciliation, chargeback management, payouts, KYC/KYB, AML compliance, and more. Every module is available as white-label, meaning your customers interact with your brand. Akua operates invisibly in the background. At the core of the platform sits a proprietary AI layer with 20+ specialized agents that automate fraud prevention, smart transaction routing, reconciliation, chargeback operations, merchant onboarding, and compliance, reducing operational headcount requirements by up to 75% and cutting fraud exposure by up to 87%. Security is enterprise-grade: PCI DSS Level 1, ISO 27001, SOC 2, and PCI PIN certified, with network tokenization, end-to-end encryption, and WAF/anti-DDoS protection. For organizations looking to expand acquiring capabilities in emerging markets without building proprietary infrastructure from scratch, Akua offers Acquiring as a Service (AaaS), enabling new acquirers to go live in hours rather than months. With direct connections to Visa and Mastercard, support for local payment methods, real-time payments, and a developer-first integration experience (APIs, SDKs, MCP support, and a free sandbox), Akua is the infrastructure layer that removes the barriers to payment processing in the region. Whether you're a bank modernizing legacy systems, a fintech scaling operations, or a PayFac expanding into new markets, Akua delivers the speed, reliability, and intelligence to compete at the highest level.
Highlights
- Multi-rail payment processing with real-time authorization, smart routing, and automated retry logic all through a single cloud-native API built for Latin America
- Enterprise-grade security with AI-powered fraud prevention, 3D Secure (3DS) authentication, chargeback management, and full PCI DSS compliance built into every transaction.
- Complete white-label payment stack from checkout to settlement. Launch your branded payment experience with 50+ modular services including POS, payment links, tokenization, reconciliation, and payouts. Your brand, our infrastructure.
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Pricing
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Dimension | Description | Cost/36 months |
|---|---|---|
processing | Akua is a cloud-native, AI-powered payment processing platform built for emerging markets. Operating as both acquirer processor and acquirer with direct connections to Visa and Mastercard, Akua delivers 99.999% uptime through an active-active architecture across 6 simultaneous datacenters and capacity for 55M+ daily transactions. The platform covers the full payment stack: online payments, card-present, payment links, checkout, recurring billing, multi-rail processing, network tokenization, PAN tokenization, 3DS authentication, settlement and clearing, reconciliation, chargeback management, payouts, KYC/KYB, and AML compliance. A proprietary AI layer with 20+ specialized agents automates fraud prevention, smart routing, reconciliation, and compliance operations, reducing operational headcount by up to 75%. Every module is white-label and 100% API-first. PCI DSS Level 1, ISO 27001, SOC 2, and PCI PIN certified. | $1,000,000.00 |
Dimensions summary
This listing offers one pricing dimension, billed in Units under a contract. You commit to the payment processing platform, which covers the full payment stack: acquiring, online and card-present payments, settlement, reconciliation, chargeback management, tokenization, 3DS authentication, and KYC/KYB compliance. Pricing scales with your Unit count, so your cost tracks the processing volume you configure. Every module is API-first and white-label. There are no separate tiers or add-on dimensions to choose from on Marketplace. The partnerships team defines a customized financial model based on your operation.
Top-of-mind questions for buyers
The listing bills in Units under a contract, and cost scales with your Unit count. This tracks the processing volume you configure. The partnerships team defines a customized financial model based on your operation, so the exact Unit-to-volume mapping fits your setup. Contact the vendor to confirm how Units map to your transaction volume.
Cost tracks the Unit count you configure, so higher processing volume raises your total. The platform supports capacity for 55M+ daily transactions and automatic traffic-based scaling. Your bill moves with configured volume rather than a fixed fee. The partnerships team sets volume-based pricing for your operation.
The single Unit-based dimension covers the full payment stack. This includes fraud prevention, chargeback management, KYC/KYB, AML compliance, and settlement. An AI layer automates these operations. There are no separate add-on dimensions on Marketplace, so these functions fall under the one contract you commit to.
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