Sold by: Mylapay
Deployed on AWS
A cloud native EMV 3D Secure 3DS Authentication Platform designed for secure, frictionless, and compliant cardholder verification. Built on AWS for high availability and scalability, it enables issuers, payment gateways, and financial institutions to reduce fraud, improve approval rates, and deliver seamless Strong Customer Authentication SCA. Supports EMV 3DS 2.x, risk based authentication, advanced security controls, and real time monitoring for superior performance and regulatory compliance.
Overview
Our 3D Secure 3DS Authentication Platform is an enterprise grade, cloud native solution engineered to deliver secure, seamless, and fully compliant cardholder authentication for digital payment transactions. Built and optimized for AWS, the platform supports EMV 3D Secure 3DS 2.x protocols, enabling organizations to implement frictionless Strong Customer Authentication SCA while maintaining outstanding user experience and adherence to global and regional regulatory standards.
Designed for high performance payment ecosystems, the platform facilitates secure communication between Access Control Servers ACS, Directory Servers, and issuer environments. It leverages a robust risk based authentication RBA engine, dynamic challenge flows, and real time decisioning to reduce fraud, minimize false declines, and maximize transaction approval rates.
Key Capabilities EMV 3DS 2.x Compliance: Full support for EMVCo specifications, including biometric, app based, and OTP authentication. Risk Based Authentication: Real time risk scoring and adaptive challenge strategies for optimal security and user experience. High Availability and Scalability: Cloud native architecture with AWS auto scaling, load balancing, and multi region support for high TPS workloads. Seamless User Experience: Mobile and web optimized challenge flows that ensure frictionless authentication journeys. Advanced Security Controls: End to end encryption, tokenization support, and PCI DSS aligned processing framework. Comprehensive Monitoring: Real time dashboards, analytics, and audit ready reporting for compliance and operational insight.
Business Value Reduces fraud and chargebacks through strong, risk adaptive authentication Increases transaction success rates by minimizing friction Enhances customer experience with streamlined challenge flows Accelerates time to market for issuers and payment service providers Ensures compliance with EMV, card network, and regulatory requirements such as RBI and PSD2
Deployment and Integration Available as a secure SaaS deployment on AWS Marketplace, the solution supports flexible integration with issuer systems, payment gateways, core banking platforms, and fraud monitoring tools. APIs and SDKs simplify onboarding and enable rapid adoption within existing payment infrastructures.
Why Choose This 3DS Platform on AWS Marketplace Organizations gain a proven, high performance authentication solution that combines security, scalability, and regulatory compliance backed by AWS reliability. Designed for modern digital payment ecosystems, the platform helps businesses scale confidently while providing an exceptional cardholder authentication experience.
Highlights
- Frictionless EMV 3DS 2.x Compliant Authentication Deliver seamless and secure customer verification with full EMVCo 3DS 2.x compliance, supporting biometrics, app based authentication, and OTP authentication, optimizing approval rates while meeting global regulatory standards.
- Cloud Native High Performance Architecture on AWS Built for scale with auto scaling, load balancing, and high availability, the platform handles high transaction volumes effortlessly, ensuring consistent performance for banks, issuers, and payment gateways.
- Intelligent Risk Based Authentication RBA Reduce fraud and minimize challenges using advanced real time risk scoring, adaptive workflows, and dynamic decisioning that balance security with an exceptional user experience.
Details
New
Introducing multi-product solutions
You can now purchase comprehensive solutions tailored to use cases and industries.
Features and programs
Financing for AWS Marketplace purchases
AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
Pricing
Pricing is based on actual usage, with charges varying according to how much you consume. Subscriptions have no end date and may be canceled any time.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
Dimension | Description | Cost/request |
|---|---|---|
Txn volume 0 499K | Transaction volume from 0 to 4,99,999 | $0.002 |
Txn volume 500K 14999K | Transaction volume from 5,00,000 to 14,99,999 | $0.001 |
Dimensions summary
You pay based on how many transactions you process through Mylapay Secure, the acquiring-side 3DS authentication service. Pricing is split into usage tiers by request volume. The first tier covers transaction volume from 0 to 499,999 requests. The second tier covers transaction volume from 500,000 to 14,999,999 requests. Each tier bills per request, so your cost scales with the number of transactions you handle. As your volume grows into a higher range, you move into the matching tier for that request band.
Top-of-mind questions for buyers
A request is one card-not-present transaction sent through the acquiring-side 3DS authentication service. Each cardholder authentication call you submit for card payments counts as a single request. Your total request count across the billing period determines which volume tier applies.
The tier is set by your total request volume for the period. The first tier covers 0 to 499,999 requests. Once your volume reaches 500,000, you fall into the second tier, which covers up to 14,999,999 requests. Cost scales with the number of transactions in your applicable band.
Transaction request volume is the only metric that drives cost. Both tiers bill per request, so your invoice reflects how many authentication transactions you process. There is no separate charge for users, data, or throughput capacity in this pricing structure.
mylapay.com
Helpful?
Vendor refund policy
The software and support are provided AS IS. Refunds are only issued if the provider is found liable under the agreement. Any refund is limited to the total fees paid in the preceding 12 months. No refunds are provided for cancellations, unused service periods, or issues caused by third-party systems
Legal
Vendor terms and conditions
Upon subscribing to this product, you must acknowledge and agree to the terms and conditions outlined in the vendor's End User License Agreement (EULA) .
Content disclaimer
Vendors are responsible for their product descriptions and other product content. AWS does not warrant that vendors' product descriptions or other product content are accurate, complete, reliable, current, or error-free.
Delivery details
Software as a Service (SaaS)
SaaS delivers cloud-based software applications directly to customers over the internet. You can access these applications through a subscription model. You will pay recurring monthly usage fees through your AWS bill, while AWS handles deployment and infrastructure management, ensuring scalability, reliability, and seamless integration with other AWS services.
Support
Vendor support
AWS infrastructure support
AWS Support is a one-on-one, fast-response support channel that is staffed 24x7x365 with experienced and technical support engineers. The service helps customers of all sizes and technical abilities to successfully utilize the products and features provided by Amazon Web Services.
Similar products
A cloud native EMV 3D Secure 3DS Authentication Platform designed for secure, frictionless, and compliant cardholder verification. Built on AWS for high availability and scalability, it enables issuers, payment gateways, and financial institutions to reduce fraud, improve approval rates, and deliver seamless Strong Customer Authentication SCA. Supports EMV 3DS 2.x, risk based authentication, advanced security controls, and real time monitoring for superior performance and regulatory compliance.
Customer reviews
No customer reviews yet
Be the first to review this product . We've partnered with PeerSpot to gather customer feedback. You can share your experience by writing or recording a review, or scheduling a call with a PeerSpot analyst.